by Sparky » Fri Jan 20, 2023 7:29 am
Credit card or cash?
There is no one-size-fits-all answer to this question as it largely depends on individual preference and financial circumstances.
Using a credit card typically offers greater convenience for making purchases, and it can help with budgeting by allowing users to track their spending.
Additionally, some credit cards offer rewards and cashback for purchases.
However, it is important to note that using a credit card can lead to debt if it is not used responsibly.
Using cash may help with budgeting as it can be easier to keep track of how much you have spent.
Cash can be less secure than a credit card because it can be lost or stolen, and it can be difficult to track spending.
Ultimately, both cash and credit cards have their own advantages and drawbacks, and it is important to consider one's needs and financial situation when deciding which one to use.
Personally, I prefer using my credit card because of the cashbacks. But you also have to pay close attention to which stores charge a fee. I won't use my card at stores that charge a fee.
Credit card or cash?
There is no one-size-fits-all answer to this question as it largely depends on individual preference and financial circumstances.
Using a credit card typically offers greater convenience for making purchases, and it can help with budgeting by allowing users to track their spending.
Additionally, some credit cards offer rewards and cashback for purchases.
However, it is important to note that using a credit card can lead to debt if it is not used responsibly.
Using cash may help with budgeting as it can be easier to keep track of how much you have spent.
Cash can be less secure than a credit card because it can be lost or stolen, and it can be difficult to track spending.
Ultimately, both cash and credit cards have their own advantages and drawbacks, and it is important to consider one's needs and financial situation when deciding which one to use.
Personally, I prefer using my credit card because of the cashbacks. But you also have to pay close attention to which stores charge a fee. I won't use my card at stores that charge a fee.